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Empowering you with real-world knowledge to build, grow, and protect your future. From business ideas and startup guides to deep dives on financial products like insurance, retirement plans, and credit strategiesâwe break it all down so you can make smart, confident decisions. Whether you're launching a side hustle or planning for long-term wealth, this is where clarity meets opportunity.


Florida DFS and the Fingerprinting Monopoly: A Decade of Unjustified Exclusivity
Print Money Florida DFS and the Fingerprinting Monopoly: A Decade of Unjustified Exclusivity For over a decade, the Florida Department of...

Robinson Joel Ortiz
Sep 15, 20253 min read
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RTO Policy is more like Back to the OfficeâSo Youâll Quit Policy
Following the returnâtoâoffice (RTO) push, many agencies proceeded to shed roughly 20% of their staff, with officials hinting at âmore cuts unless volunteers step forward.â At the same time, support staff disappeared, leases were terminated, and essential tools vanishedâa recipe for daily friction and frustration.

Robinson Joel Ortiz
Jul 13, 20253 min read
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Three Brutal Lessons I Learned as a Jump Master in 7th Special Forces Group
Discover the intense world of a jump master in the 7th Special Forces Group. Learn the brutal lessons that define a true jump master.

Robinson Joel Ortiz
Jul 13, 20252 min read
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The Business Credit Blueprint: How to Get Business Funding
How to Get Business Funding: A Straightforward Guide for Entrepreneurs Who Want to Leverage Credit the Smart Way How to Get Business...

Robinson Joel Ortiz
Jul 8, 20252 min read
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The Best AI Voiceover Tool Iâve Ever Used (And Iâve Tried Them All)
The Best AI Voiceover Tool Iâve Ever Used (And Iâve Tried Them All) If youâre anything like me, youâve probably gone down the rabbit hole...

Robinson Joel Ortiz
May 16, 20253 min read
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An IUL Is Not an Investment â No Matter What Your Agent Tells You
Learn the truth about Indexed Universal Life (IUL) insurance. This article breaks down how IULs work and why they're not investments.

Milagros Almarante
May 2, 20253 min read
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The Hidden Tax No One Is Talking About: How Shipping Costs Quietly Raise Prices for Everyone
Shipping costs have quietly become one of the biggest hidden taxes on everyday goods. With fuel surcharges and container fees surging post-COVID, importers are passing these costs directly to consumers â and no one is talking about it. Here's how it works and why it matters.

Robinson Joel Ortiz
Apr 30, 20252 min read
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The Great Betrayal: Why Loans and Credit Cards Should Be Considered Criminal
Proverbs 22:7 : âThe rich rules over the poor, and the borrower is the slave of the lender.â In a just world, lending practices as we...

Milagros Almarante
Apr 29, 20252 min read
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What to Do When You Canât Pay Your Debt: Three Main Options Explained
I often meet people who come to me wanting to save money or start a serious budget. But once we start analyzing their situation, we find...

Robinson Joel Ortiz
Apr 28, 20254 min read
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Why your 401k Doesnât Recover After Market Gains
Most Americans rely on their 401(k) for retirement, but few realize how vulnerable it is to market lossesâand how long it can take to recove

Robinson Joel Ortiz
Apr 23, 20253 min read
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 The Ultimate Guide to Building a Powerful Marketing Plan for Any Business
No matter what business youâre in, a marketing plan is your roadmap to growth. From social media engagement and search engine visibility to building real-world relationships and managing customer data â modern marketing is multi-dimensional. This step-by-step guide breaks it all down into actionable strategies, whether you're just starting out or looking to scale. If you're serious about reaching more people, converting leads, and standing out from the competition, this guide

Aleshka Velasquez
Apr 20, 20254 min read
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Is Your 401(k) Enough? Why Smart Retirees Are Looking Beyond Wall Street
Is your 401(k) really enough to carry you through retirement? As market volatility continues to shake traditional retirement accountsâŚâŚ

Milagros Almarante
Apr 20, 20252 min read
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Crypto Dreams, Ponzi Realities: How Digital Gold Became a Global Scam Machine
Crypto isn't an Investment Cryptocurrency was once hailed as the future of financeâa decentralized, democratized system promising freedom...

Milagros Almarante
Apr 20, 20252 min read
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What is Trump's new tax plan? A Simple Breakdown Using Real Numbers of the Fair Tax Act
New Tax Bill What is the Fair Tax Act? A Simple Breakdown Using Real Numbers Thereâs been a lot of talk about replacing the current...

Milagros Almarante
Apr 18, 20252 min read
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BREAKING THE PARADIGMS
Finances and Faith Finances and money were never topics I found interesting. Iâve never been great at math, so I assumed I wouldnât...

Milagros Almarante
Apr 17, 20253 min read
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Importing from China 101: What No One Tells You Until Itâs Too Late
If moving Freight was easy everyone would do it. Starting a business in the fitness retail space is already a heavy liftâbut when youâre...

Robinson Joel Ortiz
Apr 16, 20253 min read
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Beginnerâs Guide to Selling on Amazon
Amazon isn't for everyone This is what you will find in a $50â$100 Amazon starter course but better. Youâve probably heard it before:...

Robinson Joel Ortiz
Apr 16, 20255 min read
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Electronics and Tariffs on 15 April 2025 Update
As of April 15, 2025, the Trump administrationâs tariff policies on electronics remain in flux, with significant implications for major...

Robinson Joel Ortiz
Apr 15, 20251 min read
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Apple Inc. doesn't pay tariffs!
Background: Tariffs as Protective Measures, Not Revenue Tools Tariffs are fundamentally a trade policy tool intended to protect domestic...

Robinson Joel Ortiz
Apr 14, 202514 min read
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Is Shopify the Best Place to Host Your E-commerce Website?
Not necessarily. Shopify charges high fees and often fails to protect its vendors. If youâre currently using Shopify, itâs smart to...

Robinson Joel Ortiz
Apr 13, 20251 min read
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